This account is the anchor account for the Credit Union, and as that it is mandatory that you deposit a minimum of $20.00 per week or $80.00 per month. This account can be used as a retirement account as you are discouraged from making withdrawals from this account except under extreme circumstances. This account can also be used as the collateral account for consumer loans. Interest is paid on this account at 1.5-2.5 percent per annum depending on the balance of the account. Based on the 2016 Special Call Meeting qualifying shares is now $200, therefore all members should seek to be compliant.